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The book Smart Risk by Maili Wong, CFA (the “book”) is copyright © 2016 by Maili Wong, CFA. All rights reserved. No part of the book may be used or reproduced in any manner whatsoever without prior written consent of the author, except as provided by United States of America copyright law. The book is published by Advantage, Charleston, South Carolina. Member of Advantage Media Group. ADVANTAGE is a registered trademark and the Advantage colophon is a trademark of Advantage Media Group, Inc.